Privacy Policy

Effective Date: January 1, 2026
Last Updated: May 16, 2026

Insurgo X, LLC operates nikalawrie.com. This Privacy Policy explains how we collect, use, share, and protect your personal information when you visit our website, download our resources, join our email list, purchase a product, enroll in a program, book a call, or otherwise interact with us.

By using this website, you agree to the terms of this Privacy Policy.

1. Who We Are

This website is owned and operated by:

Insurgo X, LLC
Website: nikalawrie.com
Email: [email protected]
Mailing Address: P.O. Box 21834, Albuquerque, NM 87154

Throughout this Privacy Policy, “we,” “us,” and “our” refer to Insurgo X, LLC. “You” refers to visitors, customers, clients, subscribers, and users of our website, products, services, programs, and communications.

2. Information We Collect

We may collect personal information directly from you, automatically through technology, and from third-party platforms we use to operate our business.

Information You Provide to Us

We may collect information you voluntarily provide, including:

• Name
• Email address
• Phone number
• Billing address
• Mailing address
• Payment information
• Business name
• Social media handle
• Information submitted through forms, quizzes, applications, surveys, or contact pages
• Information shared when booking a call, joining a waitlist, downloading a free guide, purchasing a product, enrolling in a program, or communicating with us

Payment Information

If you purchase a product, course, program, coaching service, membership, event ticket, or other offer, your payment information may be processed by third-party payment processors. We do not store full credit card numbers on our servers.

Information Collected Automatically

When you visit nikalawrie.com, we may automatically collect certain information, such as:

• IP address
• Browser type
• Device type
• Operating system
• Pages visited
• Time spent on pages
• Links clicked
• Referring website
• Approximate location
• Website usage data
• Cookie and tracking data

Information from Third-Party Platforms

We may receive information from platforms and tools we use, including but not limited to:

• Website hosting platforms
• Email marketing platforms
• Payment processors
• Course or membership platforms
• Scheduling tools
• Analytics tools
• Advertising platforms
• Social media platforms
• Customer relationship management tools

3. How We Use Your Information

We may use your information to:

• Provide our website, products, services, programs, courses, downloads, and content
• Process purchases and payments
• Deliver free resources, guides, newsletters, and email updates
• Respond to questions, inquiries, and customer service requests
• Send marketing emails and promotional messages
• Share updates about offers, events, programs, and services
• Personalize your experience
• Improve our website, content, offers, and services
• Analyze website traffic and user behavior
• Run advertising and retargeting campaigns
• Protect our website, business, users, and systems
• Prevent fraud, unauthorized activity, and misuse
• Comply with legal obligations
• Enforce our terms, policies, and agreements

4. Email Marketing

When you subscribe to our email list, download a free resource, join a waitlist, register for a webinar, purchase a product, or otherwise opt in, we may send you emails related to our content, offers, services, programs, events, and business updates.

You can unsubscribe at any time by clicking the unsubscribe link at the bottom of any marketing email.

Even if you unsubscribe from marketing emails, we may still send transactional or administrative emails related to purchases, accounts, services, legal updates, or customer support.

5. Cookies and Tracking Technologies

We may use cookies, pixels, tags, and similar tracking technologies to collect information about your activity on our website.

These tools may help us:

• Remember your preferences
• Understand how visitors use our website
• Improve website performance
• Measure marketing effectiveness
• Deliver relevant ads
• Retarget visitors on advertising platforms
• Track conversions and engagement

You can adjust your browser settings to refuse or delete cookies. Some website features may not work properly if cookies are disabled.

Some state privacy laws require businesses to provide opt-out rights for certain uses of personal data, including targeted advertising, sale, sharing, and profiling, depending on the law and the business’s activities. 

6. Analytics and Advertising

We may use third-party analytics and advertising tools, such as Google Analytics, Meta Pixel, Google Ads, TikTok Pixel, Pinterest Tag, or similar technologies.

These tools may collect information about your website activity and help us understand user behavior, measure advertising results, and show you relevant content or ads.

These third-party platforms may use cookies, pixels, or similar technologies in accordance with their own privacy policies.

7. How We Share Information

We do not sell your personal information in the traditional sense of exchanging it for money. However, some privacy laws define “sale” or “sharing” broadly to include certain advertising, analytics, or retargeting activities. California’s CCPA/CPRA includes rights related to the sale or sharing of personal information, and California requires certain businesses to provide a “Do Not Sell or Share My Personal Information” link when applicable. 

We may share personal information with:

• Website hosting providers
• Email marketing providers
• Payment processors
• Course, membership, or digital product platforms
• Scheduling tools
• Analytics providers
• Advertising platforms
• Customer support tools
• Contractors, consultants, and service providers
• Legal, financial, or business advisors
• Government authorities when required by law
• Business successors in the event of a merger, sale, acquisition, restructuring, or transfer of assets

We only share information as needed to operate our business, provide services, comply with the law, protect our rights, and improve our user experience.

8. Legal Bases for Processing

Depending on where you live, we may process your personal information based on one or more of the following legal grounds:

• Your consent
• Performance of a contract
• Our legitimate business interests
• Compliance with legal obligations
• Protection of rights, safety, and security

For example, we may process your information to deliver a product you purchased, send emails you requested, improve our website, comply with tax or legal obligations, or protect our business from fraud.

9. Data Retention

We keep personal information only as long as reasonably necessary for the purposes described in this Privacy Policy, unless a longer retention period is required or permitted by law.

We may retain information to:

• Provide services
• Maintain business records
• Comply with legal, tax, accounting, or reporting obligations
• Resolve disputes
• Enforce agreements
• Prevent fraud or abuse
• Support legitimate business operations

When information is no longer needed, we may delete, anonymize, or securely store it according to our data practices.

10. How We Protect Your Information

We use reasonable administrative, technical, and organizational safeguards to protect personal information from unauthorized access, loss, misuse, alteration, or disclosure.

However, no website, internet transmission, payment system, or electronic storage method is 100% secure. We cannot guarantee absolute security.

You are responsible for keeping your own login credentials, passwords, and account information confidential if you create an account through any platform connected to our services.

11. Your Privacy Rights

Depending on where you live, you may have certain privacy rights under applicable law. These may include the right to:

• Know what personal information we collect
• Access your personal information
• Correct inaccurate personal information
• Delete personal information
• Opt out of certain data processing activities
• Opt out of targeted advertising
• Opt out of the sale or sharing of personal information
• Limit the use of sensitive personal information where applicable
• Request data portability
• Withdraw consent where processing is based on consent
• Appeal certain decisions regarding privacy requests

U.S. state privacy laws often include rights related to access, deletion, correction, portability, opt-outs for targeted advertising or sale, and certain sensitive data protections, although the exact rights vary by state. 

To exercise your rights, contact us at:

[email protected]

We may need to verify your identity before fulfilling your request. We will respond within the time required by applicable law.

12. California Privacy Rights

If you are a California resident, you may have rights under the California Consumer Privacy Act, as amended by the California Privacy Rights Act.

These rights may include:

• The right to know what personal information we collect, use, disclose, sell, or share
• The right to access personal information
• The right to delete personal information
• The right to correct inaccurate personal information
• The right to opt out of the sale or sharing of personal information
• The right to limit certain uses of sensitive personal information, where applicable
• The right not to be discriminated against for exercising privacy rights

California’s CCPA, as amended by the CPRA, is widely considered one of the most comprehensive U.S. privacy laws and includes rights related to correction, sensitive data, and sale or sharing of personal information. 

Categories of Personal Information We May Collect

In the past 12 months, we may have collected the following categories of personal information:

• Identifiers, such as name, email address, IP address, and billing information
• Commercial information, such as purchase history or products viewed
• Internet or network activity, such as website usage and browser data
• Geolocation data, such as approximate location based on IP address
• Professional or business information, if voluntarily provided
• Inferences, such as preferences based on website or email activity
• Sensitive personal information, only if voluntarily provided or required for a specific service

Sources of Personal Information

We may collect information from:

• You directly
• Your device or browser
• Website forms
• Payment processors
• Email marketing tools
• Analytics tools
• Advertising platforms
• Social media platforms
• Service providers

Business Purposes for Collection

We collect and use personal information for the purposes described in this Privacy Policy, including providing services, processing payments, communicating with you, marketing, analytics, advertising, security, and legal compliance.

Do Not Sell or Share My Personal Information

We do not sell personal information for money. However, if our use of advertising or analytics tools is considered a “sale” or “sharing” under California law, California residents may have the right to opt out.

To opt out, contact us at:

[email protected]

If you use a Global Privacy Control signal, we will honor it where required by applicable law and where our website technology supports it. Global Privacy Control is recognized in some state privacy frameworks, especially for opt-out preferences related to sale, sharing, or targeted advertising. 

13. Other U.S. State Privacy Rights

Residents of certain U.S. states may have additional privacy rights under state privacy laws. These states may include Colorado, Connecticut, Delaware, Indiana, Iowa, Kentucky, Maryland, Minnesota, Montana, Nebraska, New Hampshire, New Jersey, Oregon, Rhode Island, Tennessee, Texas, Utah, Virginia, and others.

Depending on your state, you may have the right to:

• Access personal data
• Correct personal data
• Delete personal data
• Obtain a copy of personal data
• Opt out of targeted advertising
• Opt out of sale of personal data
• Opt out of certain profiling activities
• Appeal a denied privacy request

To submit a privacy request, contact us at:

[email protected]

If we deny your request and your state provides an appeal right, you may appeal by replying to our decision email with the subject line “Privacy Appeal.”

14. International Visitors

Our website is operated from the United States. If you access the website from outside the United States, your information may be transferred to, stored in, or processed in the United States or other countries where our service providers operate.

Data protection laws in those countries may differ from the laws in your location.

If you are located in the European Economic Area, United Kingdom, Switzerland, or another region with specific privacy laws, you may have additional rights under applicable law, including rights to access, correct, delete, restrict, object to processing, or request portability of your personal data.

To exercise these rights, contact us at:

[email protected]

15. Children’s Privacy

Our website, content, products, and services are intended for adults and are not directed to children under the age of 13.

We do not knowingly collect personal information from children under 13. If we learn that we have collected personal information from a child under 13, we will delete it as required by law.

If you believe a child has provided personal information to us, contact us at:

[email protected]

16. Sensitive Information

Please do not submit sensitive personal information unless specifically requested and necessary for a service.

Sensitive information may include:

• Social Security number
• Driver’s license number
• Financial account details
• Health or medical information
• Precise location
• Race, ethnicity, religion, or political beliefs
• Biometric information
• Login credentials
• Information about children

If you voluntarily provide sensitive information, you consent to our processing of that information for the purpose for which it was provided.

17. Health, Wellness, Business, and Educational Content Disclaimer

Our website may include content related to wellness, personal development, business, entrepreneurship, leadership, mindset, health, lifestyle, AI, wealth, or education.

This content is for informational and educational purposes only. It is not medical, mental health, legal, financial, investment, tax, or professional advice.

You should consult qualified professionals before making decisions related to your health, finances, legal matters, or business.

18. Third-Party Links

Our website may include links to third-party websites, platforms, tools, podcasts, social media pages, products, services, or resources.

We are not responsible for the privacy practices, policies, content, or security of third-party websites or platforms. We encourage you to review their privacy policies before providing personal information.

19. Affiliate Links and Sponsored Content

We may share affiliate links, referral links, sponsorships, partnerships, or promotional content.

If you click an affiliate link or purchase through a referral link, we may earn a commission at no additional cost to you.

Third-party affiliate platforms may collect information according to their own privacy policies.

20. Testimonials, Comments, and User Content

If you submit testimonials, reviews, comments, feedback, social media posts, survey responses, or other user-generated content, we may use that content for marketing, educational, or promotional purposes with your permission where required by law.

Please do not share personal information publicly that you do not want others to see.

21. Social Media

If you interact with us on social media, your interactions may be visible to others depending on your privacy settings and the platform’s policies.

Social media platforms may collect, use, and share your information according to their own privacy policies. We are not responsible for the privacy practices of social media platforms.

22. Automated Decision-Making and AI Tools

We may use digital tools, analytics tools, automation, or AI-supported tools to help operate our business, improve content, understand engagement, support marketing, or manage customer communications.

We do not use automated tools to make legal, financial, medical, employment, credit, housing, insurance, or similarly significant decisions about you.

If this changes, we will update this Privacy Policy as required by applicable law.

23. Data Transfers in a Business Transaction

If Insurgo X, LLC is involved in a merger, acquisition, financing, restructuring, sale of assets, bankruptcy, or similar business transaction, personal information may be transferred as part of that transaction.

If required by law, we will notify users of material changes affecting their personal information.

24. Your Choices

You may:

• Unsubscribe from marketing emails at any time
• Disable cookies in your browser
• Request access to your information
• Request correction or deletion of your information
• Opt out of certain advertising or tracking where applicable
• Contact us with privacy questions
• Update your information by contacting us directly

To make a request, email:

[email protected]

25. Changes to This Privacy Policy

We may update this Privacy Policy from time to time.

When we make changes, we will update the “Last Updated” date at the top of this page. If changes are material, we may provide additional notice, such as posting a notice on our website or sending an email.

Your continued use of the website after changes are posted means you accept the updated Privacy Policy.

26. Contact Us

If you have questions about this Privacy Policy, your personal information, or your privacy rights, contact us at:

Insurgo X, LLC
Website: nikalawrie.com
Email: [email protected]
Mailing Address: P.O. Box 21834, Albuquerque, NM 87154